A Solid Retirement Plan Starts Here
Recent economic challenges have left many local families with questions about their financial futures. Many professionals are nearing retirement age, but are unsure if they are adequately prepared. The financial advisors at Hawaii State Investment Services* are here to help you explore your options and work towards your retirement goals. As a member, you’ll enjoy […]
Secure Branch Visits From the Palm of Your Hand
At Hawaii State FCU, finding innovative ways to make your branch visits safe and more efficient is a priority. And one of the ways that we’ve been able to incorporate technology to create a better experience is through our use of palm vein biometric authentication, which allows our members to scan their palm for quick, […]
Money Management – Technology to Simplify Your Life
With everything going on in the world today, we often find that life can be a bit hectic. Bills, appointments, errands – the list may seem unending. That’s why Hawaii State FCU has incorporated a number of innovative technologies and digital features into our services to bring you peace of mind and the confidence to […]
Best Practices for Mobile Device and App Security
Our digital devices and mobile apps provide us with the convenience of managing many of our daily tasks when on the go – whether it’s conducting financial transactions, shopping online, purchasing a coffee, or more. And although smartphones and apps provide their own security features to provide users with a more secure experience, there are […]
Preventing Tax Identity Theft
Having a tax refund on the way can be a source of relief for many people – however, becoming a victim of identity theft can result in a wait of almost a year to receive your refund. According to the Federal Trade Commission’s (FTC) Consumer Sentinel Network, more than 85,000 incidents of tax-related identity theft […]
What’s the Deal with Digital Wallets?
Did you know your mobile phone could act as your wallet? Digital wallets are gaining in popularity around the world because of their convenience and security. Here’s an overview of how digital wallets work. What is a digital wallet? A digital wallet is an app that stores your credit, debit and gift card information in […]
Pay It Forward
The act of paying it forward means to respond to a person’s kindness by being kind to someone else. What’s better is when you’re a member of our credit union, you not only have access to better services and products than most traditional banks – from lower interest rates on loans to the highest yielding […]
Maintaining Good Credit in Your Golden Years
As published in the Star Advertiser on December 4, 2018. One little three-digit number could have a huge impact on your finances, affecting your ability to rent an apartment, buy a car or get a credit card. Your credit score gives lenders a quick glimpse into your creditworthiness, taking into account your payment history, credit […]
Personal Loan vs Credit Card: How to Pay for Holiday gifts?
The holidays can be expensive when buying gifts, hosting parties and travelling. With so many additional expenses, our checking and savings accounts can really take a hit. Plan ahead and consider how a credit card or personal loan may help financially cover the costs. Before making a decision, it’s important to carefully consider the advantages […]
Downsizing For Seniors: Is It Right For You?
As published in the Star Advertiser on October 23, 2018. Once the kids are off to college or have an apartment of their own, an empty nest might seem too large and too expensive for aging seniors looking to relax and enjoy their golden years. Some seniors look into downsizing for retirement as a way […]