Don’t Be “Phished In” by Identity Thieves
Phishing continues to be a leading issue and threat for many companies and consumers. Scammers are becoming increasingly sophisticated with deceptive texts, emails and messages posing as legitimate businesses and trusted organizations. What may seem like an innocent phone call, text message or email, can result in a scammer obtaining personal information used to steal […]
How to Manage Money as a Couple
Finance may not be the most romantic conversation topic, but it’s inarguably an important one. Building up emergency savings, paying off debt, and saving for milestone events (like college or a new home) top the list of concerns keeping partners awake at night. So, what’s the best way to foster financial unity on the home […]
7 Tips to Model Healthy Money Management
As adults, how we handle finances sends a powerful message to children. That’s why it’s important to model the healthy money management behaviors that we want the kids in our lives to adopt. Noted below are seven ideas to help shape children’s attitudes and behaviors around finances. These everyday lessons provide opportunities to intentionally model good […]
How to Avoid Scams During the Holidays
The holiday season often marks an increase in fraud attempts and scams. Fraudsters often try to take advantage of the increase in consumers’ online presence during the holidays, inventing new ways to trick you into handing over valuable personal information. Fortunately, there are simple things that you can do to avoid becoming a victim of […]
Preventing Fraud – How to Avoid Fake Check Scams
Have you ever received a check in the mail with a request to send some money back? “Check” scams are a type of fraud that has been around for many years, but made a resurgence during the pandemic. While the actual scam may vary, the general premise is the same. Scammers will connect with victims […]
Payday Loans: What They Are and Why They’re Problematic
Life certainly has its ups and downs and most people will at some time find themselves very short of cash. If this happens and you’re without a financial cushion, every mistake, unexpected problem or minor life change can quickly turn into a financial disaster. That’s when many people may fall for the lure of a […]
Four Things to Consider Before Buying a Home
Buying a home in Hawaii is a big investment. It involves a lot of time, research, and naturally, finances. Making sure that you and your family are prepared for a significant commitment such as this involves consideration of all of the potential impacts a large purchase can make in your life, not only financially, but […]
What You Need to Know About Establishing Credit
You’ve probably heard the term credit before, but have you ever thought about what it means and how it affects you? Credit is borrowed money a customer can use to purchase goods or services when you need them, with the promise to pay back in the future. Once borrowers prove they are dependable to pay […]
Keeping Your Online Accounts Secure
Chances are you’ve recently purchased an item, paid a bill, or checked your financial accounts online or through a mobile app. Online services are quick, convenient and can be accessed from the safety of your home. But they can also create an opportunity for identity thieves to attempt to access your information. Fortunately, there are […]
Auto Loan Basics: What to Know About Auto Financing
If you’re in the market for a new car, you may worry about finding the ideal vehicle that has everything you need – whether it be top safety features, the latest technology, or more passenger room – at the right price. When it comes to applying for an auto loan, the same can be said, […]