Our hearts are with everyone affected by the recent, devastating floods. Hawaii State FCU members who have been directly impacted by the floods or government shutdown can visit our Emergency Member Relief Program page for more information on assistance options.
If you prefer, call 1-800-621-6323 to begin the process and a TruStage™ Claims Specialist will guide you through the process.1
Compare the benefits of our Flex-Credit Protector2 packages and choose the one that best protects you and your family.
Life Plus
Balance Cancellation*
Payment Cancellation**
Accident & Sickness
Graded Benefits at Age of Death*
Disability
Not Applicable
Involuntary Unemployment
Not Applicable
Life Plus
Not Applicable
Disability
Payment Cancellation
Accident & Sickness
30-day Elimination Period (30NR)
Involuntary Unemployment
Payment Cancellation
30-day Elimination Period (30NR)
Life Plus
Balance Cancellation*
Payment Cancellation**
Accident & Sickness
Graded Benefits at Age of Death*
Disability
Payment Cancellation
Accident & Sickness
30-day Elimination Period (30NR)
Involuntary Unemployment
Not Applicable
Life Plus
Balance Cancellation*
Payment Cancellation**
Accident & Sickness
Graded Benefits at Age of Death*
Disability
Payment Cancellation
Accident & Sickness
30-day Elimination Period (30NR)
Involuntary Unemployment
Payment Cancellation
30-day Elimination Period (30NR)
1. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.
2. Your purchase of Flex-Credit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Flex-Credit Protector.
* Applies to Death, Terminal Illness and Accidental Dismemberment
** Applies to Hospitalization, Family Medical Leave and Loss of Life of a Non-Protected Dependent
