All branches will be closed on Monday, September 7 for Labor Day. Access and manage your accounts 24/7 using Digital Banking or our Mobile App.

Our hearts go out to everyone affected by Hurricane Lala. Hawaii State FCU members who have been directly impacted by the storm can visit our Emergency Member Relief Program page for more information on assistance options.

Schedule an appointment with Gail T. Keao
Gail Keao

Gail T. Keao

Mortgage Loan Officer

Gail has over 20 years of experience in the lending industry. Gail’s commitment, integrity and positive attitude toward job performance and member satisfaction allows her to be a top loan producer for Hawaii State FCU.

Find a branch or ATM

Secret Link
Gail Keao