All Hawaii State FCU branches will be closed on Good Friday, Friday, April 3. For 24/7 access to your accounts, use Digital Banking or the HSFCU Mobile App.

Our hearts are with everyone affected by the recent, devastating floods. Hawaii State FCU members who have been directly impacted by the floods or government shutdown can visit our Emergency Member Relief Program page for more information on assistance options.

How to Save for a Down Payment

young couple in their kitchen at home

Considering the standard home down payment is 20 percent of the purchase price, buying a house can feel like an impossible dream. With the median price on Oahu in 2025 topping $1.1 million according to Locations Hawaii, 20% comes to $220,000. If you don’t have that kind of cash on hand yet, don’t give up. […]

Finding Money to Pay for College

young woman looking out towards mountains and ocean

Saving for college requires proactive planning and a realistic understanding of the overall cost of higher education. Calculate the cost of tuition and fees for the college or university, and the suitable number of years based on the degree program. College costs typically increase each year. Even the most conscientious savers may not have enough […]

Before You Say “I Do” – Financial Planning for Married Couples

young couple

The Importance of Financial Planning Before Getting Married Hawaii is a melting pot of nationalities with different customs and beliefs. Because family and lifestyle has such an impact on our money personalities, it is important for couples to discuss finances to understand each other’s beliefs and goals. Money can be an emotional topic, therefore open […]

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