HELOC vs. Home Equity Loan – What’s the Best Option?
If you’re planning to do home renovations, paying for education, making a large purchase, or even consolidating debt, then you may want to consider borrowing against the equity in your home. Hawaii State FCU offers two great financing options that utilize the equity in your home: a Home Equity Line of Credit (HELOC), and a […]
Financial Preparedness for Natural Disasters
Financial preparedness is a crucial component of disaster planning to help alleviate financial losses following a catastrophic event such as a natural disaster. Build an Emergency Financial Records Kit This should be part of your family’s overall plan to ensure necessary documentation is available and accessible to help you recover as soon as possible. Things […]
World Elder Abuse Awareness – Financial Tips for Seniors
World Elder Abuse Awareness Day – June 15 Each year, June 15th is recognized as World Elder Abuse Awareness Day (WEAAD)—a global opportunity to raise awareness, spark conversations, and share resources to protect older adults from abuse, especially financial exploitation. Elder financial abuse occurs when someone manipulates, exploits, or misuses an older adult’s money or […]
Celebrating Financial Literacy Month
April is Financial Literacy Month, which makes it a great time to remember why financial knowledge and education are the keys to maintaining good financial health. A solid understanding of concepts such as budgeting, credit and savings can help you make better financial decisions in the future. Looking to take some steps towards better financial […]
Send Your Child Off to College Without Breaking the Bank
When your child starts applying for colleges, the household may be filled with anticipation and excitement for what lays ahead. Often, the question at the top of most parents’ minds is: How much is this going to cost, especially if the child wants to attend a college that’s away from home? Supporting your child through […]
Convenience at Your Fingertips – Using ATMs & ITMs
Did you know that our Hawaii State FCU ATMs and Interactive Teller Machines (ITMs) can conduct all of the basic banking transactions normally done with the assistance of a teller? You can use these machines to make cash and check deposits, withdraw money in mixed bills ($1, $5 and $20, with other denominations offered at […]
ITMs Add Another Convenient Option to Manage Your Finances
Safe and secure. Quick and convenient. Plus, instant access with a wave of your palm! What is an ITM? Our first-in-the-state Interactive Teller Machines (ITMs) offer our members industry-leading technology to make managing finances easier than ever before. ITMs combine the services of a teller with the convenience of an ATM. These intuitive machines allow […]
Business Member Story: 604 Hospitality Group
Tell us about your business and how it grew to where it is today. The 604 Hospitality Group is one of Hawaii’s largest and fastest-growing independent casual dining restaurant companies, serving military families, the local community, and visiting guests. Founded by Hawaii native Donovan Maples, the group was established with a clear mission: to deliver […]
Home Equity Financing FAQs
Home equity is one of the greatest assets of homeowners, so it’s vital to understand how it works and how it can benefit you. What is Home Equity? Home equity is the amount of value in a property that is yours instead of the mortgage lenders. Home equity is calculated by subtracting the amount of […]
October is Cybersecurity Awareness Month
Almost everyone conducts some type of business online – whether it’s shopping, selling, managing finances, checking emails, and more. With so much of our time spent online, it’s no surprise that cybercriminals are working harder than ever to try to steal your personal information. October is Cybersecurity Awareness Month, and it’s a great time for […]