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Private Student Loans

Smart student loans, made simple.

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After considering federal loans, scholarships and grants, you may still have a gap you need to cover.

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Fill out your FAFSA

To see if you qualify for federal aid.

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Research scholarships and grants

Have you heard about our Hawaii State FCU Scholarship Program?

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Understand costs and create a budget

Calculate what you need and only borrow what’s necessary.

How to Pay for College

Get the money you need to reach your higher education goals.

Hawaii State FCU has partnered with College Ave to provide a simple application and a personalized loan experience for undergraduates, graduates and parents.1

  • Build a repayment plan that fits your budget
  • Easy online application – instant credit decision
  • No origination or prepayment fees

Applying with a cosigner may help you qualify for the loan and possibly receive a lower interest rate.

1. For Hawaii Residents Only.

Private Student Loan Options

Undergraduate Student Loans

Get the money you need to complete your degree. Apply in just 3 minutes.

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Graduate Student Loans

Help cover postgraduate, master’s, doctoral, and professional degrees.

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Parent Loans

For families that are looking to help pay for their child’s education. Fixed and variable rate options are available as well as flexible repayment plans.

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Student Loan Refinancing

Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Plus, combining multiple loans into one loan can make repayment easier and simplify your life.

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Want more college planning resources?

Access free tools and guides on research tips, savings strategies, and more from College Ave.

Go to Resources & Tools