Share Secured Loan1

Get the money you need, with terms that fit your budget and a loan balance that matches your savings.
1. Must be a Hawaii resident.

Easier qualification

Even if your credit score or history isn't strong.

Credit building

Can help establish or improve your credit.

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Secured by your savings

100% secured by your credit union savings account.

Low, competitive rates

Keep your payments affordable.

Flexible repayment terms

The longer the term, the lower the monthly payments.

Build your credit confidence.

Credit score & analysis

View your credit score easily and learn ways to improve it with a detailed analysis on Digital Banking and our Mobile App.

Explore other loan options

Whether it’s a Personal Line of Credit or a Share Secured Loan, Hawaii State FCU has you covered.

Secured Credit Card

Establish your good credit, or re-establish your overall credit, one purchase at a time.

Debt Calculators

Use our free calculators to see how much you can save with consolidation or extra payments.

financial wellness

Need a little extra help managing your finances?

Free online courses

Learn more about the types of credit, establishing credit, credit reporting, credit scores, and using credit responsibly.

Free financial counseling

We collaborate with GreenPath Financial Wellness to offer you free individualized guidance and resources.

Ready to apply for your personal loan?

Apply online

Visit a branch