Refer a Friend

Our members are the reason why we're here.

When you refer someone to Hawaii State FCU and they become a new member, we’ll enter you into a drawing to win $1,500.¹ The more referrals you make, the more entries you earn!
Disclosures

1. Must be 18 years or older and a resident of the State of Hawaii to be eligible to win. No purchase or payment necessary. See official rules for more information. Prizes are awarded in a random drawing from all eligible entries.

How to make a referral

1

Get a Referral Card

Pick up one at any branch or print the Referral Card here.

2

Tell a friend

Let them know about Hawaii State FCU and all of the great benefits of membership.

3

Complete the Referral Card

Fill out the Referral Card and give it to the friend you are referring. The friend then brings the Referral Card to the branch when opening their account. After the qualifying account has been opened, we will enter your name into the drawing. 

2025 Q2 Refer a Friend Winner

Congratulations to Kash S., the winner of our 2nd Quarter Refer a Friend promotion!

Where money has a heart

Unlike a bank driven by profits, we’re a not-for-profit dedicated to our member’s financial and personal well-being.

Share the benefits of becoming a Hawaii State FCU member today.