If you prefer, call 1-800-621-6323 to begin the process and a TruStage™ Claims Specialist will guide you through the process.1
Compare the benefits of our Flex-Credit Protector2 packages and choose the one that best protects you and your family.
Life Plus
Balance Cancellation*
Payment Cancellation**
Accident & Sickness
Graded Benefits at Age of Death*
Disability
Not Applicable
Involuntary Unemployment
Not Applicable
Life Plus
Not Applicable
Disability
Payment Cancellation
Accident & Sickness
30-day Elimination Period (30NR)
Involuntary Unemployment
Payment Cancellation
30-day Elimination Period (30NR)
Life Plus
Balance Cancellation*
Payment Cancellation**
Accident & Sickness
Graded Benefits at Age of Death*
Disability
Payment Cancellation
Accident & Sickness
30-day Elimination Period (30NR)
Involuntary Unemployment
Not Applicable
Life Plus
Balance Cancellation*
Payment Cancellation**
Accident & Sickness
Graded Benefits at Age of Death*
Disability
Payment Cancellation
Accident & Sickness
30-day Elimination Period (30NR)
Involuntary Unemployment
Payment Cancellation
30-day Elimination Period (30NR)
1. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.
2. Your purchase of Flex-Credit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Flex-Credit Protector.
* Applies to Death, Terminal Illness and Accidental Dismemberment
** Applies to Hospitalization, Family Medical Leave and Loss of Life of a Non-Protected Dependent
Hawaii State FCU is dedicated to helping our members impacted by the government shutdown. Learn about our Emergency Financial Assistance Program.
