Available at Keʻeaumoku Branch only. Visit the branch to open your account today!
1. 9 Month Term Share: 4.00% Annual Percentage Yield (APY) as of 9/15/2025. Minimum to open and earn APY is $5,000 from another institution. Maximum of $50,000 per member.
Rates are fixed for the initial term of the account only. Renewal rate may vary. APY assumes dividends remain in the term share until maturity. Fees may reduce earnings. A penalty may be imposed for early withdrawals. Offer is not applicable to IRA Term Share Accounts.
APY¹
Until October 31, become a new member at the Keʻeaumoku Branch and get a $50 gift card to a local business!
1. New Members must open a checking or savings account. The new primary account holder (the first named member) will receive one $50 gift card, while supplies last. Payment is subject to IRS reporting requirements.
Account Type | APY | Minimum to Open |
Regular Savings | 0.05% | $20 |
Simple Checking | N/A | $50 ($5.00 with Direct Deposit) |
HiFlex Checking | N/A | $50 ($5.00 with Direct Deposit) |
Dividend Checking | 0.02% | $50 |
Relationship Checking | 0.02% Balances < $50,000 0.03% Balances ≥ $50,000 | $2500 |
Annual Percentage Yields as of 9/1/2025 and may change after account is opened. Fees may reduce earnings.
Stop by our branch and ask about our loan specials!
Available only at the Keʻeaumoku Branch from September 15 to October 31.
All branches will be closed in observance of our company-wide community day on Monday, October 13. For 24/7 access to your accounts, use Digital Banking or our Mobile App.
Hawaii State FCU is dedicated to helping our members impacted by the government shutdown. Learn about our Emergency Financial Assistance Program.
