Digital Banking

Getting started

Become a Member

We’re a family that looks out for its own. Enjoy better rates, low fees, and a community that cares.

Joining Hawaii State FCU is easy!

1 Confirm eligibility

See below for the many different ways to join our family and enjoy all the benefits of membership.

2 Gather documents

Social Security Number (SSN) or Individual Tax Identification Number (ITIN).
U.S. government-issued photo ID such as a Driver’s License, Passport, State or Military ID
Funds for your account via a Credit card, debit card, U.S. checking or savings account.

3 Open an account and apply for membership

You can apply for membership at the same time you apply to open an account.

Once approved, explore the products and services available to you as a new Hawaii State FCU member.

You're eligible to become a member if you:

Are an active or retired employee of one of these organizations

The State of Hawaii
City and County of Honolulu
Maui County
Hawaii State FCU

Are related to a current member

Immediate family members of current members including spouses, parents, grandparents, children, siblings and household members, and spouses of persons who died while within the field of membership.

Belong to one of our partner organizations

Any employee or member of a Hawaii State FCU Select Business Partner which includes companies, associational and non-profit groups located in the State of Hawaii and enrolled with Hawaii State FCU.

Check our list for your employer or organization.

Make a donation

Donate to either Friends of the Library Hawaii or The Friends of Iolani Palace to earn access to all the benefits of becoming an HSFCU member.

Contact an HSFCU representative for special enrollment instructions.

select business partners

Offer added benefits to your employees, at no cost to you.

We partner with local businesses and organizations to give their employees access to convenient financial services and educational resources.

Join over 500 companies, associations, and non-profit groups already enrolled with Hawaii State FCU.

It’s FREE to sign up!

Once enrolled, your employees are eligible to join Hawaii State FCU and can take advantage of our member benefits.

New Member Promo

Open a savings and checking account with Direct Deposit or a Visa^® Debit Card and receive $50!¹

Make ten (10) posted net purchase transactions with a Hawaii State FCU Debit Card within 30 days of checking account opening, or open a new checking account with a direct deposit of $100 or more within 60 days of account opening.

Important disclosure

1. Payment will be made to the savings account within 90 days after meeting conditions. Offer applies to primary new members only, with a limit of one per member. Payment is subject to IRS reporting requirements. Offer and new accounts are open to Hawaii residents only. Visit a branch or contact us for more information. See official rules. See the rates and terms of our checking and savings accounts.

Member Benefits

Join our extended family

Together we’ll help you make your dreams a reality, whether that’s buying a new home, financing a car or starting a business.

Hawaii State FCU goes above and beyond to meet their member needs and providing so many extra perks. They care about their members.

- Corazon G., Member

Need more assistance? We're here to help.

Find a branch

Visit a branch

Contact Member Services

(808) 587-2700
1 (888) 586-1056
memberservices@hsfcu.com