All Hawaii State FCU branches will be closed on Memorial Day, Monday, May 25. For 24/7 access to your accounts, use Digital Banking or the HSFCU Mobile App.

Member Notice: We are aware of recent reports that scammers are calling and texting members impersonating Hawaii State FCU. Remember that we will NEVER call, text or email you asking for sensitive information. Visit our Fraud Alerts page to learn more about the latest scams and fraud prevention tips.

Q: What credit score is required to qualify for a mortgage?

Most conventional loans require a minimum credit score of around 620, but higher scores can help you secure better interest rates. FHA loans may accept lower scores, sometimes as low as 500 with a larger down payment.

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