Most conventional loans require a minimum credit score of around 620, but higher scores can help you secure better interest rates. FHA loans may accept lower scores, sometimes as low as 500 with a larger down payment.
All Hawaii State FCU branches will be closed on Good Friday, Friday, April 3. For 24/7 access to your accounts, use Digital Banking or the HSFCU Mobile App.
Our hearts are with everyone affected by the recent, devastating floods. Hawaii State FCU members who have been directly impacted by the floods or government shutdown can visit our Emergency Member Relief Program page for more information on assistance options.
Most conventional loans require a minimum credit score of around 620, but higher scores can help you secure better interest rates. FHA loans may accept lower scores, sometimes as low as 500 with a larger down payment.