All Hawaii State FCU branches will be closed on Memorial Day, Monday, May 25. For 24/7 access to your accounts, use Digital Banking or the HSFCU Mobile App.
Member Notice: We are aware of recent reports that scammers are calling and texting members impersonating Hawaii State FCU. Remember that we will NEVER call, text or email you asking for sensitive information. Visit our Fraud Alerts page to learn more about the latest scams and fraud prevention tips.
Flexibility in Borrowing: Access funds as needed rather than receiving a lump sum.
Potential Tax Benefits: Interest paid on a HELOC may be tax-deductible if used for home improvements (consult a tax professional for specifics).
Lower Interest Rates: Typically lower than credit cards and unsecured loans since the loan is secured by your home.
