All Hawaii State FCU branches will be closed on Good Friday, Friday, April 3. For 24/7 access to your accounts, use Digital Banking or the HSFCU Mobile App.

Our hearts are with everyone affected by the recent, devastating floods. Hawaii State FCU members who have been directly impacted by the floods or government shutdown can visit our Emergency Member Relief Program page for more information on assistance options.

Q: What are the advantages of a HELOC?

Flexibility in Borrowing: Access funds as needed rather than receiving a lump sum.

Potential Tax Benefits: Interest paid on a HELOC may be tax-deductible if used for home improvements (consult a tax professional for specifics).

Lower Interest Rates: Typically lower than credit cards and unsecured loans since the loan is secured by your home.

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